Time spent thinking about things other than improving or using the boat is considered time wasted for most sailors, but when boats get bigger and faster, often their crews get a little older and wiser. Insurance buys you peace of mind – like adding an extra fender, or checking your lines for chafe – so doing business with a flexible, reliable insurance service can help yacht owners focus on the important stuff.

Visicover is unique, letting you buy and fully manage your insurance online. Dedicated to helping owners of boats across the UK secure flexible, cost-effective cover, it is underwritten by one of the world’s largest insurance companies Allianz.

You can tailor your policy to your exact needs – paying only for the cover you want, with no hidden fees for most any updates. No more paying for sailing areas you’re not going to access, or for cover afloat when you’re out of the water. Through Visicover’s technology-driven self-service website, costs remain low and flexible.

Amend your insurance instantly online as your needs change. You choose whether to cover your tender and outboard, mast and rigging, dinghies, canoes, paddleboards, jetskis… additional assets can benefit from full protection from the day of purchase, while you can save money if your insurance needs reduce. Yacht racing premiums are easily arranged and a series of discounts are automatically applied for appropriate qualifications and boating experience levels.

This is a transparent service: the buyers’ guides available on visicover.com provide tips and tricks for keeping your premiums low, while defining industry jargon and spelling out the limitations and assumptions built into most insurance quotes. You typically pay in full up front or pay about 30% as a first payment followed by eight equal instalments to cover the rest of the premium with no added interest. As there’s no additional cost, you choose which payment terms suit you best.

You can adjust your cruising area, update your insurance when you update your vessel, see immediate benefits from doing security upgrades on your boat, or moving to a more secure mooring site and choose between ‘in commission’ and ‘laid up’ cover.

Over a thousand existing clients have left five-star Trustpilot reviews, with hundreds going into detail highlighting the key areas that they particularly appreciate about Visicover: Trust and reliability, flexibility and ease of customisation, the streamlined and intuitive user interface, efficient customer service and competitive pricing. In particular the level of customer service and ability to tailor cover wins approval, as does the simplicity of purchasing, renewing and updating policies.

When considering changes to your policy online, Visicover’s online portal illustrates the impact each one has on the premium in real time, before you commit to the change.

Secure your sailing adventures with Visicover’s yacht and keelboat insurance – whether you need third-party liability or comprehensive hull-damage protection, get an instant quote today. Backed by the underwriting security of Allianz.

Find out more at visicover.com/uk/insurance/boat

Visicover is authorised and regulated by the FCA.